www.loubar.org 12 Louisville Bar Briefs LBA Two-Hour LBA Two-Hour What is a Reverse Mortgage and How Does it Compare with Other Mortgage Loans? Tuesday, May 12 Reverse mortgages come up more often than many attorneys expect. Clients nearing or in retirement frequently have significant equity in their homes but limited cash flow. Understanding how reverse mortgages work—and how they differ from tradi- tional mortgage products—can help attorneys better advise clients who are navigating housing, retirement and estate planning decisions. This program takes a closer look at FHA Home Equity Conversion Mortgages (HEC- Ms) used in Kentucky and Indiana. The speakers will walk through how these loans operate, how they compare to traditional mortgages and home equity products, and where attorneys may encounter them in practice. Discussion will include common situations facing older homeowners such as carrying mortgage debt into retirement, maintaining a home on a fixed income, planning to age in place or accessing equity to address life changes like divorce, healthcare needs or relocation. Topics include: • How FHA reverse mortgages work and who qualifies • Differences between reverse mortgages, traditional mortgages and home equity loans • HUD counseling requirements and borrower protections • Legal issues attorneys should consider when working with older clients • Title, trust and property issues that may arise in reverse mortgage transactions • Loan maturity events and how heirs resolve the loan after the borrower’s death Attorneys in estate planning, elder law, real estate, family law, bankruptcy and probate will find this session especially useful as reverse mortgages continue to appear in cli- ent planning conversations. Speakers: Jennifer Fields, Borders & Borders and Julia Atherton Railey, NMLS 645994, Longbridge Financial, LLC Time: 11 a.m. - 1 p.m. Place: Zoom Price: $90 LBA Member | $81 Sustaining Member | $15 Paralegal Member | $15 for qualifying YLS Section Member | $25 Solo/Small Practice Section Member, Government or Non-Profit Member | $180 Non-member Credits: 2.0 (Including 0.25 Ethics) CLE Hours — Pending LBA One-Hour LBA One-Hour My Ex Hacked Me! Stalking in Family Law Cases Thursday, May 28 Nearly every family law attorney has received a call from a client claiming their ex has hacked their phone. This program explores the reality of hacking/stalking cases. You’ll learn how stalking is mostly not from the hacking of a device, but from shared accounts or devices. We’ll explore often overlooked areas of stalking, and how you can work with your client to shut it down. Finally, you’ll learn the most cost-effective ways of utilizing an expert witness to prove stalking has occurred. Speaker: Patrick Siewert, ArcherHall Time: Noon - 1 p.m. Place: Zoom Price: $45 LBA Member | $40.50 Sustaining Member | $15 Paralegal Member | $15 for qualifying YLS Section Member | $25 Solo/Small Practice Section Member, Government or Non-Profit Member | $90 Non-member Credits: 1.0 CLE Hours — Pending SAVE THE DATE! SAVE THE DATE! LBA Probate & Estate Law Section co-hosted with the Kentucky Society of CPAs Annual Estate Planning Conference Wednesday, June 10 The LBA Probate & Estate Planning Section and the Kentucky Society of CPAs are co-hosting their annual full-day conference for attorneys and CPAs who advise clients on estate planning, wealth management, tax strategy and generational planning. Hear from leading practitioners on legislative and regulatory updates, emerging trends and best practices — content you can put to work immediately. Whether you attend in person or virtually, you’ll leave with practical takeaways and connections with fellow professionals across Kentucky. Speaker and session details are forthcoming. Thank you to our sponsor, Forge Consulting, LLC! Questions or sponsorship opportunities? Contact Lisa Murray at [email protected]. Time: 8 a.m. - 5 p.m. (EST) Place: KY Society of CPAs office (hybrid — in-person or virtual) CONTINUING LEGAL EDUCATION (CONTINUED)
